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IV Delivery of PC News & Report Awards to the Venezuelan Computer Industry - October 5, 200

Summa Sistemas, wishes to thank all our customers and associates who honored us with their support, allowing us to be chosen as the year´s hardware company in the category of:

AUTOMATIC TELLER MACHINES (ATM)
and

CASH REGISTERS - FISCAL MACHINES



Banco Mercantil ratifies its trust in SUMMA SISTEMAS.

Banco Mercantil, one of the most important banks of Venezuela, has recently signed an agreement to install 428 NCR ATM's; at present the bank counts with an installed base of 700 ATM's which will amplify to 1128 by July 2002. Banco Mercantil's ATM's network is one of the most efficient and recognized in the country.

Banco Mercantil had signed by the end of 1998 an agreement with Summa Sistemas to provide them ATM's to be installed during the period 1998-2000.

Reaffirming their satisfaction with NCR products and Summa Sistemas services' quality, a new and broader agreement to amplify the ATM's has been signed. This agreement foresees the ATM's network updating, the incorporation of aditional units, and the possibility of offering newer and better services, which will contribute to strenghten the Banco Mercantil's selfservice offer.

It is important to express Banco Mercantil, one of the largest banks in Venezuela and number one in technology, trust in Summa Sistemas not only for providing them the 428 ATM's, but for offering the maintenance to the whole installed base which includes 300 equipments of other brand.


SELF-SERVICE LEADERSHIP

BANCO MERCANTIL, leader in the field of technology in both Venezuela and Latin America, confirms its confidence in SUMMA SISTEMAS extending its installed base of Checkbook Dispensers to all its offices.

By means of this equipment the Bank has automated the function of checkbook deliveries. The checkbooks are prepared automatically at the moment of being requested by the customer who may do so at any office of the Bank; this means a great convenience to the customer as well as a high level of security and control to the Bank, which can "activate" each check individually as it is being prepared, in addition to "containing" costs at being able to prepare only the checkbooks that the customers request.

In each office each Checkbook Dispenser is connected to the Bank’s network, being thus in condition to access the central computer to validate each request; based on this validation, the dispenser’s program prepares each check and then assembles them, delivering the checkbook in the format we are all familiar with.

The successful implementation of a project of this scope requires:

  • knowledge of networks
  • knowledge of communications
  • capacity to interact with different brands of equipment
  • a good product
  • maintenance service at national level

and SUMMA SISTEMAS has proven to be excellent in each of the above points and has therefore been chosen for this implementation.


LEADERSHIP IN RETAIL

LOCATEL, a leader company in the distribution and franchising of medical and pharmaceutical products, has decided to contract the services of SUMMA SISTEMAS

to implement a total solution for their pharmacies and franchisees to organize:

  • the central system
  • the POS functions in the pharmacies
  • the communication system among all the stores

The solution comprises an NCR S26 and an NCR S20 servers for the central office functions, an NCR S20 as store server with several NCR 7445 POS terminals per each pharmacy including NCR 7890 scanners, NCR 7141 printers and several NCR 3272 workstations; the solution also includes the SUPERPOS application that was being installed previously in other hardware. LOCATEL has presently 4 owned pharmacies and 3 franchisees and is planning a steep expansion.

This deal is worth mentioning because it shows the acceptance of our products and services by a company that is an undisputed leader in its field of activity that, as always, has thoroughly checked all the available alternatives prior to the final selection of SUMMA as its strategic partner in technology related matters.


May 17, 1999

NCR SURVEY SHOWS U.S. CONSUMERS STILL VALUE PERSONAL TOUCH IN BANKING

Banking by Personal Computer Is Popular Among Customers on the Internet

Americans may have learned to bank by ATM, phone, and home computer, but an old-fashioned visit to the teller window is still the most popular way to complete a transaction, according to survey results released by NCR Corporation today.

"This survey makes it clear that people appreciate the sense of security and personal interaction that teller transactions offer," said Per-Olof Loof, senior vice president of NCR's Financial Solutions Group, which supplies banks with customer-oriented solutions ranging from ATMs to data warehouses and branch automation systems. "If banks want their customers to accept new technologies, then they must preserve that personal touch through their interactive offerings," Loof said.

Highlights of the survey include:

73 percent of people make deposits via a bank teller.
62 percent use ATMs.
48 percent telephone their bank at least once a month.
45 percent still visit a bank teller at least three times a month.
11 percent use a personal computer to do banking.

Overall, the survey showed that teller transactions are still the most popular way to bank, followed by ATMs, telephone banking, and computer banking. However, computer banking did make a strong showing given the number of American homes connected to the Internet. Nearly half of the 25 percent of Americans with online access at home use their computer for banking.

"Perhaps the reason why banking via PC is catching on is because it is personal. It's information and services tailored to consumers' particular needs," said Loof. "A majority of people we surveyed said that they wanted companies to have a 'personal relationship' with them, but they didn't express a strong preference for interacting with a human as opposed to a machine. It's the 'personal' part that seems to matter to them," he said.

"Banks have traditionally used new technologies to save money and for efficiency. But if they want people to actually use those technologies comfortably, it's crucial to make sure that it's seamless, and personal," Loof added. The survey was carried out for NCR by BMRB International, an independent research firm, which polled 1,237 adults in the USA by telephone.


SIGNIFICANT BUSINESSES CLOSED BY SUMMA SISTEMAS, C.A. IN 1998

1.0.- FINANCIAL SECTOR

1.1.- SELF SERVICE

  • This sector of the market is oriented to providing the necessary tools to achieve that bank customers go fewer times to the teller windows and rather perform their normal transactions (such as withdrawals, consulting balances, transfers between accounts that represent the great majority of transactions) using the electronic equipment that can attend customers in a fast, convenient and reliable manner.
  • Among the electronic equipment offered by SUMMA SISTEMAS to this sector of the market, we have:

    • Automatic Teller Machines
    • Check Dispensers
    • Express Deposits
    • Kiosks

and during 1998 this sector was extraordinarily active.

  • Specifically in the line of Automatic Teller Machines the market practically doubled its installed base and among the most outstanding successes of SUMMA SISTEMAS is having been selected by Banco Mercantil as its primary supplier of this equipment for the years 1999 and 2000. Important deals were also signed with Banco de Venezuela, with Banco Caracas and with the Reunidas chain which comprises several Savings and Loan associations of the country.

 

1.2 DOCUMENTS AND IMAGES PROCESSING

  • This sector of the market is oriented to the automation of the bank processes to codify, classify, balance and "compensate" the checks they handle. These are processes that have to be carried out within very specific timeframes and require very complex logistics to be completed in time. The new tendency is to "capture the image" of the check and achieve that the electronic image "travel" instead of the physical check.
  • Precisely in the field of images SUMMA SISTEMAS has achieved outstanding success upon contracting with Keon Venezuela the full system of images (capture of signatures, transport, LAN network, PC, scanners, Laser printers) for Banco Provincial; this installation is the first in Latin America and in the world, outside the United States, using this technology under Windows NT.

1.3.- FINANCIAL PLATFORM

  • Refers to the equipment and applications that financial institutions use to maintain the centralized information of their customer base, allowing at the same time to access the different applications needed to consult and/or update it in order to carry out the transactions required by the customers, such as current accounts, savings accounts, loans, etc.
  • SUMMA SISTEMAS closed an important deal with Banco de Comercio Exterior for the full implementation of the COBIS application.

2.0.- RETAIL SALES SECTOR

2.1.- SUPERMARKETS

  • MAKRO Comercializadora confirmed its confidence in NCR equipment and SUMMA SISTEMAS service upon completing the installation of its store in Maracay with NCR equipment similar to that it already has in the rest of its stores in the country.

2.2.- SPECIALTY STORES

  • Farvenca and the Farmahorros chain of 180 pharmacies at national level automate their points of sale with NCR equipment and the SUPERPOS application.

NCR HELPS 7-ELEVEN STORES THROUGHOUT THE UNITED STATES BUILD STRONGER RELATIONSHIPS WITH CONSUMERS

Enhancing its ability to serve the needs of convenience-oriented consumers, 7-Eleven, Inc. has partnered with NCR Corporation for a store information system solution now being installed in more than 5,000 7-Eleven convenience stores throughout the United States.

"We have an aggressive strategy to install a system-wide retail information system unique to 7-Eleven," said Clark Matthews, 7-Eleven's president and CEO. "Ultimately, this strategy will connect each 7-Eleven store to accounting centers, corporate headquarters, fresh-food production facilities, combined distribution centers, warehouse grocery distributors and other vendors, and provide a fully integrated enterprise wide ordering
system.

NCR and other partners worked with us to design the solution we need to take us where we want to be, and to implement that solution in a timely manner."

NCR teamed with ACS Retail Solutions, Inc. and EDS to develop a customized convenience store solution for 7-Eleven, encompassing software, hardware, networking, and implementation services. The new system has been installed in more than 3,000 7-Eleven stores to date, and is expected to be running in 5,000-plus locations by the end of 1999.

"7-Eleven is enabling its stores to access more accurate and timely information so they can improve supply chain management and order what customers want to buy," said Mike Koehler, NCR's vice president of Retail Solutions in the Americas. "In short, this solution is helping 7-Eleven build stronger customer relationships with each and every customer transaction."

At the checkout, 7-Eleven's new systems include Intel-based NCR 7453 retail point-of-service (POS) workstations with enhanced color touch-screen displays designed to reduce cashier training time. In addition, an NCR in-store processor is being upgraded in the back office of each store.

Fuel pumps and a credit authorization system are integrated with the POS systems. A local area network in each store provides a link to the store operations system to streamline the collection of cash and sales data for daily reporting. The 7-Eleven stores are connected to host systems via an ISDN network for transmission of sales information, merchandise orders and credit authorization requests.

NCR is managing the entire rollout process, which includes staging and installation services, for quick, effective implementation.

"We're currently installing this solution in 7-Eleven locations at a rate of up to 150 stores a week," Koehler added. "NCR's experience and strong record of success in managing activities of this type for large retail chains is helping assure a smooth rollout with little disruption to store operations and, most important, no inconvenience to 7-Eleven customers."

As installation of each store is completed, NCR begins providing on-site maintenance of NCR and third-party products under a multi-year retail store support services contract.


About 7-Eleven

With approximately 18,600 convenience stores worldwide, 7-Eleven is the premier name and largest chain in the convenience retailing industry.

More than 5,600 7-Eleven and other convenience stores are operated or franchised in the United States and Canada by 7-Eleven, Inc. IYG Holding Company, a wholly owned subsidiary of Ito-Yokado Co., Ltd., and Seven-Eleven Japan Co., Ltd., have owned a majority interest in 7-Eleven, Inc. since 1991. Seven-Eleven Japan operates more than 7,600 7-Eleven stores under an area license agreement with 7-Eleven. In addition, approximately 5,400 7-Eleven stores are operated by other area licensees and affiliates of 7-Eleven in 17 other countries and U.S. territories. Find out more about 7-Eleven, Inc. on the World Wide Web at http://www.7-eleven.com


About NCR

NCR Corporation (NYSE: NCR) is in the business of transforming transactions into relationships. NCR is a recognized world leader in data warehousing solutions, ATMs, point-of-service, high performance scanners, and support services for retail, financial and national accounts markets. NCR's business solutions are built on the foundation of the company's long established industry knowledge and consulting expertise, value-adding software, global customer support services, a complete line of consumable
and media products, and world-leading hardware technology.


June 1999

NCR Awarded $67 Million Contract Extension by U.S: Postal Service for Retail Solution to rapidly expand Services to Consumers

Washington, D.C.- NCR Corporation announced today that
the United States Postal Service (USPS) has awarded the company a $67 million Stage hA Point-of-Service ONE (POS ONE) contract extension that will enable the Postal Service to continue to rapidly expand the services it offers at retail customer windows. As options are exercised by the USPS, the Stage hA program would approach a $176 million contract value.

POS ONE is a major USPS initiative to replace current retail systems with state of the art hardware and software, along with professional and support services and training. The program is focused on providing consumers with faster service and better information, and will make the Postal Service competitive with commercial mail services.

NCR, along with IBM, was previously awarded the first Stage of the POS ONE contract; the largest roll-out of retail terminals in the nation. The three stage POS ONE program calls for 73~000 POS terninals to be deployed in 20,000 postal retail units. The new retail systems will replace the more than 63,000 outdated retail terminals.

The first Stage rollout of NCR systems began in Ashland, VA., in January, 1998 and has extended to more than 1,000 post offices in the United States to date. Completion of the entire program is expected within the next five years.

As the Stage Two POS terminals are put in place, consumers will be able to get better information about available mail services and spend less time at the postal service window. For example, consumers will have fast access to all delivery options and costs to make quick, informed decisions. Paying for mail services and products will become easier with automated,

online check and debit/credit card authorization. And, improved inventory management will enable the USPS to keep popular consumer products - such as special issue or commemorative stamps - on hand in the proper amount at the location needed.

And, postal customers will now also be able to get faster, simpler service for transactions such as refilling postage meters, paying C.O.D.'s, opening and renewing post office boxes, paying consumers, purchasing money orders and applying for passports.

"We are very excited about helping the Postal Service turn improved transactions into better relationships with consumers," said Van H. Aggelakos, president of NCR's Government Systems Corp. "The new systems will enable the Postal Service to dramatically improve customer service by automating manual processes and simplifying transactions, while providing detailed transaction information to USPS management for better decision-making."

The Stage IIA POS ONE deployment includes 3,500 each of the following NCR products:

  • Pentium -based retail workstations with DynaKey'TM, a user interface that integrates a color flat screen active-matrix display with a numeric keypad, function keys and magnetic strip reader, for simplified and quick processing of mail transactions;
  • Electronic signature capture devices that reduce costs by decreasing paper record keeping and storage, and by simplifying information retrieval;
  • Omni-directional presentation scanners for fast, accurate bar code scanning of postal products, delivery confirmation, as well as bulky or heavy products at the service window;
  • and Thermal printers for printing crisp, legible receipts more quickly than impact printers; and these printers are used to print money orders and other Postal forms right at the service window.

As part of Stage IIA, NCR will integrate third party products such as Microsoft Windows NT operating system for flexibility and scalability; Sybase SQL Anywhere database for data storage and report generation; WeighTronix scales for accurate weighing of packages; Cash Drawers from Cash Bases; and keyboards from Cherry Corporation.

NCR and the Postal Service anticipate further implementation of Stage IIA in the coming months, including orders for application software. In addition, NCR's worldwide professional and customer services organizations will be performing program management, application customizing, systems integration, full staging and implementation, lifecycle support, and training during the POS ONE deployment.


SUMMA SISTEMAS IS AN
EXCELLENT COMPANY BECAUSE

  • IT HAS EXCELLENT PRODUCTS
  • IT HAS A GREAT SERVICE CULTURE
  • IT HAS AMPLE EXPERIENCE
  • IT IS VERY FOCUSED
  • IT KNOWS HOW TO GENERATE BUSINESS
  • IT HAS AN EXCELLENT FINANCIAL POSITION
  • IT ACTS AND QUICKLY SOLVES THE PROBLEMS THAT MAY ARISE

NCR WORLDWIDE LEADER FOR 12th
CONSECUTIVE YEAR IN ATMs

NCR Corp., the World Leader in banking self service, delivered record 46.509 ATMs to customers worldwide in 1998, representing a 10% increase over 1997 delivering 42.440 units.

"Our 1998 results solidified our position as the world’s leading supplier of ATMs for the 12th consecutive year" said Per-Olof Loof, Senior Vice President of NCR’s Financial Solutions Group. "Our strong global performance is the result of our unique global distribution and superior solution offerings".

ATMs are a cornerstone of NCR’s strategy of transforming transactions into relationships for the financial industry. NCR not only helps companies serve their customers at the point of transaction, such as ATMs, but also through a virtual circle of interacting, connecting, knowing and relating to customers.

NCR can help banks collect and analyze information generated by an ATM transaction to help identify potential products and consumer services. This can turn isolated transactions into ongoing relationships of ever-greater value and trust. Instead of one market of millions.

NCR products and solutions can help clients discover a million markets of one.

   

....
2000 Summa Sistemas

For further information or comments: vp@ncrsumma.com